You have two options
for online credit reports.












Get Your Free Credit Report Now!








Learn more or order The 3 Bureau Online Credit Report Now!

FACT: there are three major credit reporting agencies that may have information on you.
Those agencies are Equifax, Experian and Trans Union. And it's quite common that certain of your creditors may appear on one agency's report but not on the others.

When you apply for a loan most creditors will get a report from each of the three agencies.

A "single agency" report from Equifax may be OK for your needs. But you may need a "3 agency" report. Read on.

Your credit report should be reviewed every year. You should check for accurate information on the report along with any inaccuracies that may appear and have them taken care of right away. If you're applying for a mortgage, a car loan, or any other major loan, you should request a copy of your report at least six months ahead of time. By doing this you have time to dispute if necessary.

You have two options:


OPTION ONE:
A free credit report. To get the free report you need to sign up for a free, no obligation, 30-day trial subscription to a credit newsletter.
Get a free credit report in only seconds. Click on the graphic to the left to learn more. You'll get a single agency credit report (from Equifax, the largest of the three major credit reporting agencies).








OPTION TWO:
a reasonable one-time payment for a single agency report or a 3-agency report.
If you aren't comfortable signing up for the 30 day trial subscription to get the free credit report, or if you need the thorough and complete 3-agency report, then you should use this option.

If you're preparing to apply for a mortgage or a large loan you'll need to know exactly what's on your credit reports. You'll need to get the 3-agency report. Learn more or order The 3 Bureau Online Credit Report Now!






For more information about credit reports read our FAQs about credit reports.